Start the New Year off on solid financial footing with this budget-friendly bundle from money guru Dave Ramsey. This is a great kit for anyone who’s just getting started with Dave’s proven principles. You’ll receive The Total Money Makeover Book and Workbook, two DVD lessons, the Money Answer Book, the Starter Envelope System, and free budgeting software. Learn how to set up a cash flow plan, live within your means, pay off your debt, and have enough extra cash for saving and entertainment.

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